Post 12th Career Options For Commerce






Commerce is a popular stream among HSC (10+2) students in India. Having studied Commerce in Class 11th-12th allows candidates to choose from a multitude of courses at graduation level, paving the way for a range of career choices. One of the major benefits that Commerce students have over Arts students is that they are eligible for both Commerce and Arts courses. In this article, you will read all about course selection after Class 12th for Commerce students, but first take a look at the most popular courses in Commerce stream offered after Class 12th.

Bachelor of Commerce or B Com is the most popular course for Commerce stream students. This course is majorly offered as B Com Honours and B Com General. In Commerce stream, while Accountancy, Business Studies and Economics are core subjects, Mathematics is optional. Thus, Commerce stream can be categorised into two groups: Commerce with Mathematics and without Mathematics. Students who studied Commerce with Mathematics in Class 11th and 12th can opt for B Com Honours while those who studied Commerce without Mathematics can opt for B Com General. 

There are many more options available to students who studied Commerce in Class 11th and 12th with Mathematics and those who studied Commerce without Mathematics. Take a look:


Bachelor of Commerce (B.Com)

·         Candidates must have completed an intermediate level of education or equivalent from a recognised board.

·         The minimum percentage requirement varies from college to college. For instance, the cut-off percentage for B.Com at top universities like Delhi University or Mumbai University can reach as high as 99% whereas, for some colleges, it can be a minimum of 45%.

·         There is no specific stream requirement for this programme, as such. But, candidates who have completed 10+2 with Commerce might get preference over other students.

·         Some colleges may require candidates to have studied Mathematics in Class 12 as a compulsory subject. 

·         For some colleges, candidates will have to qualify in entrance examinations.


Bachelor of Management Studies (BMS)

·         Candidates who have completed Class 12 or equivalent from a recognised board or university are eligible to apply for BMS course

·         In most of the BMS colleges, the minimum aggregate required to pursue BMS course is 50 per cent (45 per cent for Reserved category students)


Bachelor of Business Studies (BBS)

·         Students must have scored passing marks in class 12 (or equivalent) examination with aggregate 60% marks (55% for SC/ ST/ WW/ Physically Challenged Categories) in four papers including English.

·         The other subjects may include Geography, History, Informatics Practices, Introductory Computer Science, Mathematics, Physics, Political Science,  Accountancy, Biology, Biotechnology, Business Studies, Chemistry, Economics, Entrepreneurship, Psychology, Public Administration, Secretarial Practices, Social Science, Sociology or Word Processing. 

·         The Higher Secondary Certificate must have been issued by a recognised board.  

·         There are some colleges that conduct their own entrance exam which the students will be required to qualify in order to be eligible for this course. 


Bachelor in Business Administration (BBA)


·         Minimum Marks Required: 50% to 60% in 10+2, varies from college to college.

·         Age Limit: The age limit for general category is 22 years and for reserved category is 24 years.


Master of Commerce (M.Com)

·         Students need to secure a minimum of 50% aggregate in B Com or B Com Hons or equivalent from a recognized university.

·         Some universities also consider students who have completed Bachelor’s degree in Economics & Statistics, BFIA, BBS and BBE with a minimum aggregate score of 60% or equivalent from a recognized university.

·         Students belonging to Reserved category are entitled to marks relaxation of up to 5% in government universities.


Master in Business Administration (MBA)

·         The basic eligibility criteria for MBA (full-time) is Graduation in any discipline or equivalent from a recognised university

·         Most of the institutes follow the minimum score criteria in Graduation which is 50 per cent in average or equivalent. For Reserved category students, the minimum score in 45 per cent in aggregate

·         Final-year Graduation candidates are also eligible to apply for MBA, provided they present the proof of completion of Graduation degree within the duration specified by the institute


Chartered Accountancy (CA)

·         Min. Qualification Required: 10+2

·         Min. Marks Required (Aggregate): 55%

CA Structure:

Following are the three levels of the CA certification:

·         CPT (Common Proficiency Test)

·         IPCC (Integrated Professional Competence Course)

·         FC (Final course)


1. Requirement for Accounting Technician Course (ATC):

·         The first step in the career path of a CA is to appear for the Chartered Accountant CPT and then enroll for the ATC. This can be done after clearing 10+2

·         Those candidates who have cleared the Entrance Examination or Professional Education (Examination-I) or Foundation Examination can register directly for ATC.

·         Candidates who had applied for Intermediate/ Intermediate (Professional Competence) programme/ Professional Education (Course-II) prior to this can also register for ATC.


2. Apply for IPCC:

·         Candidates should have secured at least 100 out of 200 marks in CPT after class 12 if they want to register for IPCC programme.

·         Registration for IPCC must be done nine months prior to the first day of the month in which the exam will be held.

·         The course consists of 7 subjects, each comprising 100 marks. In order to clear the course, candidates will have to score at least 40 marks in every subject with an aggregate of 50% or above.

·         Scoring 60 marks and above in any subject will exempt you from reappearing for that particular subject in case you fail the course and plan to give the exams again.


3. Articleship in CA:

After clearing the IPCC, an internship of 3 years under a certified CA is mandatory for all candidates. The articleship is to gain practical perspective in the field of accountancy.

4. Final Course:

During the last six months of the 3-year articleship, candidates can appear for the final course exams. After clearing the final course, candidates are awarded the designation of Chartered Accountant.


Chartered Financial Analyst Program (CFA)

·         Candidate must hold a Bachelor’s degree or equivalent in any discipline

·         A candidate is in the final year of Bachelor’s programme at the time of registration can also apply for CFA programme

·         Applicants need to have at least four years of work experience


Company Secretary Program (CS)

·         After Class 12: Students applying for the Company Secretary Course after 10+2 will have to register for the Foundation Programme to start with. Students of science, commerce as well as arts can apply for the course.

·         After Graduation: If candidates seek Company Secretary course after graduation they can apply straight away for the Executive Programme and continue with the Professional Programme after pursuing graduation in any field apart from fine arts.

·         Final Programme: Candidates who have not passed the executive programme after graduation or those who have not passed the foundation and executive programme after 10+2 will not be allowed to pursue the Professional Programme.


L.L.B (Bachelor of Laws)

Now, the LL.B is available in two formats: one for graduate candidates and another for undergraduate audiences.

·         3-years LL.B. – For Graduates

·         5-years Integrated Law course – For Undergraduates

The eligibility requirement for this course is graduation from the recognized institution. The applicant should already have 3-years bachelor’s degree in any stream to be eligible for this course. The graduation must be passed with minimum 45% marks (40% for SC/ST). Percentage criteria varies from institution to institution. Candidates should have minimum 50% marks (45% marks for SC/ST) in the qualifying examination to be eligible for this course.

Thus, Commerce students can also prepare and appear in competitive exams for Banking, Defence and Civil Services after completing Class 12th to make a career in these sectors.




Please Login to Comment